The blog administrator reserves the right to remove and/or reject from the blog at his/her own discretion any comments for, but not limited to, the following reasons:
Profane language, discriminatory speech, personal data protection, competitor references, use of foreign languages, sensitive information related to Fortis group and its employees, customer service issues, spam and obvious marketing & sales information not related to the purpose of the blog, vacuous content, negative or denigrating comments about other reviewers, liability issues for clients
General Information
The information featured on this Website is not in itself an offer to purchase any equity. Any decision to purchase equities from the investment institutions named at the Website should only be taken on the basis of the prospectus. Prospectuses for Fortis funds may be obtained free of charge from Fortis Investments and may also be consulted via this Website.
Information on this site is not addressed to any person in any jurisdiction where the offering or distribution of the funds is unauthorized, or where the funds are not available for distribution. Users of this site are themselves responsible for complying with all local laws and regulations. Further information can be obtained in the prospectus of each fund or at Fortis Investments.
The value of your investment can fluctuate. Any results achieved in the past provide no guarantee for the future.
Other statutory information about this Website
Definition and general rules of access:
The term "Website" means this Website and all of the information and data featured on this Website, as published or, where applicable, made public by Fortis Investment Management Belgium nv/sa, its parent companies, subsidiaries and/or associated entities, referred to hereinafter jointly and separately under the trade name Fortis Investments. Certain sections and/or pages of this Website contain separate and/or supplementary conditions, including separate disclaimers, which apply in addition to these General Terms and Conditions. In the event of any discrepancy between these General Terms and Conditions and any separate and/or supplementary conditions, the separate and/or supplementary conditions relating to the sections or pages of the Website will take precedence.
This Website also contains links to websites that are published by third parties, and third-party websites may also feature links to this Website. Fortis Investments has not checked any third-party websites that refer to this Website or to which this Website refers for accuracy, topicality and/or completeness. Fortis Investments emphatically declines any liability in this matter. The fact that a link has been created to a third-party website or that permission has been given for a third-party website to contain a link to this Website, in no way means that Fortis Investments approves of or recommends the products or services offered at that third-party website. If you follow a link to a third-party website, you do so at your own risk.
Fortis Investments may modify these General Terms and Conditions at any time, with immediate effect and without giving prior notification.
The content of this Website may be modified without prior announcement.
Publisher:
The Publisher of this Website is:
Fortis Investment Management Belgium nv/sa
14 Avenue de l’Astronomie B-1210 Bruxelles
Belgium
Website content and data:
The information and material on this Website are designed solely for general information purposes and does not constitute an offer to buy or sell or a solicitation of an offer to buy or sell any security or financial instrument, if so contained in this website , or any investment advice but rather, a basis from which strategies can be built, taking into account the specific objectives of any fund or portfolio, in terms of return, time horizon, and risk constraints, as well as diverging investment perspectives and assumptions.
Any decision to invest in the securities described herein, if so contained, should be made after reviewing the most recent version of the appropriate constituent or other relevant documents, where applicable. Moreover, prospective investors should conduct such investigations as the investor deems necessary and should seek their own legal, accounting, domicile and tax advice in order to make an independent determination of the suitability and consequences of an investment in the securities / financial instrument, if permitted. Please note that different types of investments, if contained within this website , involve varying degrees of risk and there can be no assurance that any specific investment may either be suitable, appropriate or profitable for a client or prospective client’s investment portfolio.
The opinions contained on this website are subject to change without notice. Fortis Investments is not obliged to update or alter the information or opinions contained on this website .The opinions may not coincide with the opinions of individual Fortis Investment’ Centres, analysts or portfolio managers.
Market and Economic Conditions: Future investments may be made under materially different economic conditions, including interest rates, market trends and general business conditions, in different securities and using different investment strategies and these differences may have a significant effect on the results portrayed if contained within this website.
Political and regulatory conditions may need to be taken into account. Each of these material market or economic conditions may or may not be repeated. Therefore, there may be sharp differences between the performance shown, if contained within this website , and the actual performance results achieved by any particular client.
Sources: All externally sourced information has been obtained from providers believed to be reliable, but its accuracy and completeness are not guaranteed.
Past performance or achievements are not indicative of future performance.
Exclusion of liability:
Fortis Investments, its parent companies, subsidiaries, associated entities, directors, employees, representatives or suppliers will not be liable, on any grounds whatsoever, contractually or not, for any direct or indirect damage that may arise as the result of it being possible or impossible to gain access to the Website, the visiting or use of this Website and/or the information provided, the sending or receiving of information via this Website and/or the operation or non-operation of this Website, except in the event of intentional or serious blame on its part. Fortis Investments, its parent companies, subsidiaries, associated entities, directors, employees, representatives or suppliers will, under no circumstances, be liable for any garbling of data that may occur as the result of technical problems (e.g. transmission errors, technical failures, breakdowns, intervention of third parties, etc.) and/or for any damage or loss relating to software or hardware that is the result of any virus, defect or malfunction in relation to access or use of the Website.
Electronic mail function:
The option to use E-mail to contact Fortis Investments is just one of the convenient features offered by Fortis Investments. You will be aware of the limitations regarding the reliability of sending and receiving E-mails, as well as the accuracy and security of E-mail traffic, so you will understand that Fortis Investments cannot be held liable for any loss or damage arising as a consequence of queries that are not received, confirmed or processed, or as the result of the fact that your E-mails may be intercepted by third parties. As a result, you are expressly advised not to send any sensitive information via E-mail, because it may not be secure. However, if you choose to do so, it is at your own risk.
Privacy regulations:
All information or data sent to Fortis Investments via this Website, by E-mail or in any other way connected with consulting this Website will be handled in accordance with statutory and regulatory requirements.
As a visitor to or person using this Website, you hereby agree that Fortis Investments and its associated entities may record and process any personal data that relates to you for the following purposes: the management of Fortis Investments customers, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests, direct marketing for financial products and services, as well as other products and services that are promoted by Fortis Investments or by associated entities. You also agree that this data may be passed on to all entities associated with Fortis Investments for the same purposes or to other persons in order to comply with any statutory obligation, or in the event of legal interests.
You also agree with such notification should the receiving person or entity be located outside the European Union, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.
Within Fortis Investments and its associated entities, access to any of your personal data gathered via this Website is restricted to those persons who require this data in order to carry out their duties.
You have the right to request, in writing or via the Website and without any related costs, that Fortis Investments and its associated entities cease using your personal data gathered via this Website for direct marketing purposes. You have the right to inspect your registered personal details and to request that they be modified if they are incorrect or not relevant. To do this, send a signed and dated written request to Fortis Investments at the address stated above.
Intellectual property rights:
The information and data featured at this Website are protected by intellectual property rights, including copyright and brand rights, owned or arranged by Fortis Investments, its associated entities or third parties. This information and data must be displayed and printed off solely for your personal, non-commercial use, on condition that you make no modifications to the intellectual property rights or otherwise make deletions therein. You agree not to disseminate, reproduce or sell this information and data or in any way make it available for third parties in any form or by any means whatsoever without the express prior written consent of Fortis Investments.
Links to this Website may not be inserted without the prior written consent of Fortis Investments.
Applicable legislation and jurisdiction in law:
Your access to, visit to and/or use of the Website and these General Terms and Conditions are governed by and will be interpreted in accordance with Belgian legislation. The Courts in Brussels shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that Fortis Investments may choose another Court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.
